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Physical Therapist Home Health Hospice - (Santa Rosa, California, United States)   


This job is limited to Physical Therapists who are required to make home visits at any given time, or who have responsibilities which include working in the patients' place of residence. In accordance with agency policy and state/federal regulations, provides independent, age-appropriate physical therapy to patients in their place of residence. Teaches patient/family and caregivers preventative and rehabilitative procedures. Develops and coordinates the plan of care and provides case management. Essential Responsibilities: Evaluates patients and interprets evaluation findings to determine the nature and extent of dysfunction (as appropriate, in relationship to adaptive equipment needs and Activities of Daily Living). Establishes treatment goals and plans treatment to achieve established goals (for adaptive equipment, as appropriate). Provides advice and education to patient and family. Regularly reassesses clinical signs and symptoms to determine effectiveness of treatment, progress of patients towards goals, and the need for modifying goals and treatment. Discharges patient from physical therapy when the patient has received maximum benefit from physical therapy. Initiates discharge planning for physical therapy. Implements the plan of care through direct treatment of the patient, delegates a portion of the treatment plan to appropriate supportive personnel, and coordinates the treatment program with other health care personnel as appropriate. As relevant, assesses for adaptive equipment for Activities of Daily Living, based on clinical guidelines. Coordinates adaptive equipment assessment with certified equipment vendors as appropriate. Reassesses adaptive equipment as needed to determine effectiveness and/or modification of equipment. Participates in appropriate and approved educational and clinical research activities in physical therapy. Participates in specialized patient care clinics outside the department. Supervises the work of Home Health Aides according to regulation and agency policy. Assists in the development, implementation, and review of departmental patient care programs. Performs other duties as needed in the areas of staff education, departmental operations, and departmental projects. Demonstrates on-going progress toward meeting the criteria for professional practice In accordance with agency policy, provides accurate, timely documentation of physical therapy patient management (including assessment for adaptive equipment). Kaiser Permanente conducts compensation reviews of positions on a routine basis. At any time, Kaiser Permanente reserves the right to reevaluate and change job descriptions, or to change such positions from salaried to hourly pay status. Such changes are generally implemented only after notice is given to affected employees.


Nursing Attendant - On Call - Nights - (Los Angeles, California, United States)   


Under the direct supervision of a Registered Nurse or physician, performs a variety of patient care functions as assigned and in accordance with the legal scope of competency and within established standards of care, policies and procedures. Demonstrates performance consistent with the Medical Center Vision, Mission, and Strategic Plan of the organization. Remains flexible to changing systems; is expected to demonstrate quality and effectiveness in work habits in delivery of care; and treats co-workers, patients, families, and all members of the health care team with dignity and respect. Essential Functions: - Demonstrates a professional, supportive attitude - Identifies & supports new ideas - Utilizes effective communication strategies, including chain of command & issue escalation, which result in intended outcomes - Participates in problem identification & resolution in collaboration w/ the RN - Prioritizes work assignments appropriately to ensure completion of patient care activities & notifies RN if unable to complete assignments - Complies w/ regulatory requirements, policies, procedures, & standards of practice - Correctly identifies patient & scheduled procedure - Performs patient care activities, w/in the scope of competency, considering age-related needs of the patient as assigned - Reports unusual findings to the RN - Collects data & provides information in a timely manner to the RN which may assist w/in the revision of the plan of care - Discharge barriers are discussed w/ the RN & intervention taken as directed - Adheres to hospital standards, which customize care for age-related needs of the population served - Keep health care team members informed regarding patient's responses to interventions w/ their scope of competency - Documentation reflects through data collection w/in the scope of competency - Applies standard precautions; keeps a safe environment for self & others - Observes patient/family conditions & reports to RN sudden changes or unusual findings - Demonstrates competencies during the probationary period & ongoing by completion of departmental competency validation - Transports patients, equipment, supplies, & specimens throughout the medical center utilizing proper body mechanics - Participates in departmental performance improvement activities, ie, planning, measuring/monitoring, assessing & improving - Utilizes computer systems effectively & efficiently - Practices customer service standards as defined by the Service Area, Medical Center, & specific department - Assists members who are less than satisfied w/ their experience by listening & taking responsibility w/in their scope to ensure that the issue is resolved - Promptly answers call lights, alarms, & patient requests - Under the direction of the RN, gives patients & their significant others the information needed w/in their scope of competency - Maintains & protects patient confidentiality - Attends all mandatory meetings & inservices - Participates w/ the assessment of current & future unit learning needs & development of annual educational plan - Keeps self-informed of activities on the unit & makes recommendation for change - Supports a collaborative labor-management partnership environment - Fiscal Responsibility Organizes work to minimize the use of overtime - Identifies & assists in systems improvement that need simplification or correction - Utilizes payroll & non- payroll resources to their maximum potential


Case Manager Utilization RN-PD - (Los Angeles, California, United States)   


Works collaboratively with an MD to coordinate and screen for the appropriateness of admissions and Continued stays. Makes recommendations to the physicians for alternate levels of care when the patient does not meet the medical necessity for Inpatient hospitalization. Interacts with the family, patient and other disciplines to coordinate a safe and acceptable discharge plan. Functions as an indirect caregiver, patient advocate and manages patients in the most cost effective way without compromising quality. Transfers stable non-members to planned Health care facilities. Responsible for complying with AB 1203, Post Stabilization notification. Complies with other duties as described. Must be able to work collaboratively with the Multidisciplinary team, multitask and in a fast pace environment. Essential Functions: - Plans, develops, assesses & evaluates care provided to members. - Collaborates with physicians, other members of the multidisciplinary health care team & patient/family in the development, implementation & documentation of appropriate, individualized plans of care to ensure continuity, quality & appropriate resource use. - Recommends alternative levels of care & ensures compliance with federal, state & local requirements. - Assesses high risk patients in need of post-hospital care planning. - Develops & coordinates the implementation of a discharge plan to meet patient's identified needs. - Communicates the plan to physicians, patient, family/caregivers, staff & appropriate community agencies. - Reviews, monitors, evaluates & coordinates the patient's hospital stay to assure that all appropriate & essential services are delivered timely & efficiently. - Participates in the Bed Huddles & carries out recommendations congruent with the patient's needs. - Coordinates the interdisciplinary approach to providing continuity of care, including Utilization management, Transfer coordination, Discharge planning, & obtaining all authorizations/approvals as needed for outside services for patients/families. - Conducts daily clinical reviews for utilization/quality management activities based on guidelines/standards for patients in a variety of settings, including outpatient, emergency room, inpatient & non-KFH facilities. - Acts as a liaison between in-patient facility & referral facilities/agencies & provides case management to patients referred. - Refers patients to community resources to meet post hospital needs. - Coordinates transfer of patients to appropriate facilities; maintains & provides required documentation. - Adheres to internal & external regulatory & accreditation requirements & compliance guidelines including but not limited to: TJC, DHS, HCFA, CMS, DMHC, NCQA & DOL. - Educates members of the healthcare team concerning their roles & responsibilities in the discharge planning process & appropriate use of resources. - Provides patients with education to assist with their discharge & help them cope with psychological problems related to acute & chronic illness. - Per established protocols, reports any incidence of unusual occurrences related to quality, risk and/or patient safety which are identified during case review or other activities. - Reviews, analyses & identifies utilization patterns & trends, problems or inappropriate utilization of resources & participates in the collection & analysis of data for special studies, projects, planning, or for routine utilization monitoring activities. - Coordinates, participates & or facilitates care planning rounds & patient family conferences as needed. - Participates in committees, teams or other work projects/duties as assigned.


Trump, Ecuadorian Protests, Climate Emergency & more -- The Week in News, Opinion and Videos September 29 - October 6   


This week's list of articles, news items, opinion pieces and videos that I see as a must if you are looking for a roundup that should be of interest to The Left Chapter readers.

This list covers the week of September 29 - October 6.

For those interested in news and developments in the Canadian election this will be covered in a separate weekly roundup the fourth of which this past Friday was: Scheer's Very Bad Week, PPC At It Again and more -- The Left Chapter Canadian Election Round-up Week Four

1) Riots at Greek refugee camp on Lesbos after fatal fire

Helena Smith, The Guardian

Greek authorities are scrambling to deal with unrest at a heavily overcrowded migrant camp on Lesbos after a fire there left at least one person dead.

2) Quebec should apologize for systemic discrimination in treatment of Indigenous people, Viens report says

Benjamin Shingler, Kamila Hinkson · CBC News 

The Quebec government should apologize to First Nations and Inuit for the harm they have endured as a result of provincial laws, policies and practices, says the author of a damning report into the treatment of Indigenous people.

3) Misogyny, male rage and the words men use to describe Greta Thunberg

Camilla Nelson & Meg Vertigan, The Conversation 

Greta Thunberg obviously scares some men silly. The bullying of the teenager by conservative middle-aged men has taken on a grim, almost hysterical edge. And some of them are reaching deep into the misogynist’s playbook to divert focus from her message.

4) 'Based in hatred': violence against women standing in Colombia's elections

Julia Zulver, The Guardian 

The body of mayoral candidate Karina García was found shot and incinerated in her car in the Cauca department of southern Colombia, on 1 September.

5) How a brief socialist takeover in North Dakota gave residents a public bank

Will Peischel, Vox

There’s a legislative fight brewing in California. Supporters are pushing a public banking law that could redefine the state’s financial landscape, while detractors call it a government intrusion. Both would benefit to look at an unusual source — North Dakota — where a similar policy has been in place for a century.

6) The judge's bizarre remarks in the Ezekiel Stephan case signal a miscarriage of justice

Juliet Guichon, Ian Mitchell and Pauline Alakija · CBC News

In deciding that Collet and David Stephan were not guilty of failing to provide the necessaries of life in the 2012 death of their son, Ezekiel, Justice Terry Clackson ​​​​​​issued a written decision that, in our view, improperly focused on the medical examiner's accent, and not on the medical evidence. Such focus is suspect, and could be evidence of racism.

7) The Phony Liberalism of Bill Maher

Alan MacLeod, Truthdig 

Ultimately, Maher has built up an impressive following and continues to espouse snarky elitist hot takes weekly for HBO, earning an estimated $10 million per year doing so. Call him a racist, a bigot or an astute businessman; just don’t call him a liberal.

8) We were told capitalism had won. But now workers can take back control

Grace Blakeley, The Guardian 

Class politics is reemerging in response to the huge inequality caused by the 2008 crash. And it’s time to take on the City.

9) Capitalism’s triumph: Labor rights violated in every country on Earth

Systemic Disorder 

In what country are labor rights fully respected? The sad answer is: none.

10) New Video May Signal Dangerous Change For Neo-Nazi Terror Cell

Mack Lamoureux and Ben Makuch, Vice

A neo-Nazi terror group under investigation by the FBI has released a propaganda video that one expert is calling “incredibly significant” and “essentially a declaration of war.” This comes after the group has already been linked to five murders, and was named in an FBI investigation involving an alleged bomber in Las Vegas who stockpiled explosives and firearms for a planned attack on the city's Jewish and LGBTQ communities.

11) Protesters rally outside North York industrial bakery in wake of death of temp worker

Sara Mojtehedzadeh, The Toronto Star

It was a protest underpinned by a simple question: how many vigils are necessary?


Melissa Lemieux, Newsweek 

Amazon workers at the company's Sacramento, California delivery location united to present a petition to their supervisor September 30 to protest the company's off-time policy, according to The Verge.

13) The Fake Nazi Death Camp: Wikipedia’s Longest Hoax, Exposed

Omer Benjakob, Haaretz 

For over 15 years, false claims that thousands of Poles were gassed to death in Warsaw were presented as fact. Haaretz reveals they are just the tip of an iceberg of a widespread Holocaust distortion operation by Polish nationalists.

14) European Parliament launches anti-communist crusade

Steve Sweeney, People's World

Communists and left organizations have hit out at a reactionary “ahistorical” motion passed by the European Parliament last month which equates communism with “the monster of fascism.”

15) Communist Party of Ukraine addresses open letter to the Ukrainian and Russian peoples

Ben Chacko, The Morning Star 

UKRAINE’S Communist Party published an open letter to the peoples of Ukraine and Russia today, warning against the rise of fascism and of bids by the ruling elites in each country to turn their populations against one another.

16) Irregular votes, panicked moves, kiosks

Drew Anderson, CBC News

It was fall of 2017. Jason Kenney, former prime minister Stephen Harper's chief lieutenant, and Brian Jean, who had led Alberta's recently dissolved Wildrose Party, were vying to lead the newly created United Conservative Party. On the second day of the three-day leadership vote, a panicked call came from Kenney's campaign in Calgary ordering his team in Edmonton to shut down a voting kiosk they had set up in an empty storefront in a strip mall.

17) Press and OAS’s Differential Treatment to Venezuela vs. Crisis in Peru and Ecuador?

 Orinoco Tribune

So far, neither the OAS nor the government of the US president, Donald Trump, have ruled against the violation of Ecuadorian human rights or the confrontation of powers in Peru.

18) Ecuador arrests taxi, union leaders as strike over end of fuel subsidies spills into 2nd day

The Associated Press

Ecuadoran authorities dispatched military vehicles to ferry civilian passengers Friday and arrested several transport union leaders in efforts to halt a strike that shut down taxi, bus and other services in response to a sudden rise in fuel prices.

19) Correa: No One Voted For The IMF Or The Increase In Fuel Price


The former Ecuadorean president warned that Lenin Moreno "is scared to death for his betrayal to the movement (Revolucion Ciudadana) and the people", because he has taken measures diametrically opposed to his own and to the programmatic proposals that led him to the government.

20) Ecuador Assembly Calls for President's Removal, Early Polls


Former members of Ecuadorean President Lenin Moreno’s own party, Alianza PAIS, have announced they are demanding early presidential and congressional elections due to the executive’s “non-compliance of functions.”

21) Ecuador's Transport Workers Strike, Take to Streets to Reject Pro-IMF Neoliberal Reforms


Ecuador woke up this Thursday with a total stoppage of activities as a result of a nationwide strike announced by transport workers and taxi drivers to protest against the "Paquetazo", a package of austerity policies which President Lenin Moreno announced Tuesday in order to comply with suggestions presented by the International Monetary Fund (IMF9 in return for billions of dollars in loans.

22) Thousands of Indigenous Farmers Head Towards Ecuador's Capital


Ecuador’s indigenous and union organizations kept protests going on Saturday and promised not to let-up in their push to overturn President Lenin Moreno’s austerity measures, which have convulsed this South American country for three days on a row.

23) Peru: 'Interim President' Araoz Quits, Vizcarra Still in Power


Peruvian Interim President Mercedes Araoz announced her resignation Tuesday night as Vice President of the country and as head of state, a designation conferred by Congress Monday night.

24) Peruvian Left Backs Dissolution of Congress: Interview


Progressive media outlet Nodal interviewed leftist congresswoman Indira Huilca from the New Peru Movement Party this week. During the interview, they discussed Peru’s political crisis and what the left sees as the solution to the never-ending corruption scandals that have engulfed the country. Huilca stated stated that Congress has lost legitimacy and is only trying to impede the rooting out of corruption that they represent, but that a genuine solution will involve going much further than Vizcarra is proposing, and will require confronting the corporate interests fueling corruption.

25) Egypt’s Harsh Crackdown Quashes Protest Movement

Vivian Yee and Nada Rashwan, The New York Times

A group of teenagers arrested on their way to buy new school clothes. An illiterate shoeshiner picked up from the street. Eight people stopped while they were eating from a street food cart. And a 28-year-old financial auditor, who was walking to his car after dinner when police officers ordered him to stop.

26) Haiti on Brink of Revolution to Overthrow US-Backed Regime


Revolutionaries destroyed police headquarters, attacked residences of government officials, and burned a jail and courts to the ground in different parts of Haiti on Friday.

27) Bolivia Launches Reforestation Plan for Areas Affected by Fires


Bolivia’s government has launched ‘Plan Paradise’ to reforest areas of the Chiquitania, Santa Cruz, that was affected by forest fires. The plan will bring together experts with governmental authorities to calculate the best ways of reforesting burnt areas.

28) Cuba Manages Fuel Shortage With Venezuelan, Russian Cooperation


During the first week of October, a fleet of oil tankers from Venezuela arrived in Cuba to help President Miguel Diaz-Canel to alleviate fuel shortages generated by the U.S. economic and financial blockade.

29) Fearful of Lula’s Exoneration, His Once-Fanatical Prosecutors Request His Release From Prison. But Lula Refuses.

Glenn Greenwald, The Intercept 

Lula’s accusers are desperately trying to get him out of prison, while he insists on staying there until he’s fully exonerated.

30) At Least 42 Dead After Days Of Violent Protests In Iraq

Scott Neuman, NPR

Iraqi security forces fired live rounds to disperse crowds of protesters in Baghdad on Friday, as the death toll from days of anti-government unrest has reached at least 42, according to officials.

31) Bolivia to Introduce First Domestically-Made Electric Vehicle


President Evo Morales officially presented on Tuesday the first electric car to be manufactured in Bolivia, produced by state owned company YLB. Morales presented the vehicle at the official opening of a new lithium technology center in Potosi.

32) Fighting Calls for Impeachment, Trump Intensifies Anti-Semitic Rhetoric. We Cannot Ignore It.

Mehdi Hasan, The Intercept

“PRIME DIRECTIVE: Always Blame the Jews for Everything.”

33) Trump Bars Immigrants Who Cannot Pay For Health Care

Richard Gonzales, NPR

President Trump signed a proclamation late Friday barring legal immigrants who cannot prove they will have health care coverage or the means to pay for it within 30 days of their arrival to the United States.

34) Shoot Them in the Legs, Trump Suggested: Inside His Border War

Michael D. Shear and Julie Hirschfeld Davis, The New York Times

The Oval Office meeting this past March began, as so many had, with President Trump fuming about migrants. But this time he had a solution. As White House advisers listened astonished, he ordered them to shut down the entire 2,000-mile border with Mexico — by noon the next day.

35) Advocates Say President Trump's Immigration Policy Is 'A Tool Of Cruelty'

Joel Rose, NPR

Immigrant advocates asked a federal appeals court on Tuesday to block the Migrant Protection Protocols (MPP), a key part of President Trump's immigration policy. The policy forces asylum seekers to wait for their immigration court hearings in Mexico.

36) Supreme Court Revisits Abortion With Louisiana Case

Nina Totenberg, NPR

The U.S. Supreme Court has jumped headlong back into the abortion wars. The court said Friday that it will hear arguments in a case from Louisiana that is nearly identical to a Texas case decided by the court three years ago.

37) Palestinian Tortured by Israel's Shin Bet in Critical Condition


44-year-old Palestinian Samir Arbeed was admitted to a hospital in Jerusalem after been interrogated and tortured by Israel’s Shin Bet - domestic intelligence service - who is accusing him to be the mastermind behind an alleged attack in an illegal West Bank settlement.

38) Anti-Palestinianism is the modern day McCarthyism

Asa Winstanley, Middle East Monitor 

As regular readers of this column will know, the McCarthyite atmosphere in Britain against supporters of Palestinian rights is getting worse. That is down in part to the Labour Party leadership’s acquiescence to the smear campaign to portray the party as anti-Semitic. The Labour National Executive Committee’s acceptance of the bogus IHRA “working definition” of anti-Semitism last year gave the document undeserved acceptance and currency; it deliberately conflates anti-Semitism with criticism of Israel for being the racist state that it so evidently is.

39) It’s Still Netanyahu’s Israel

Douglas Greenwald, Jacobin

Over the past decade, Benjamin Netanyahu has remade Israeli politics in his own image. Though his career now hangs by a thread, his legacy of far-right pandering and cold-blooded “management” of Palestinian oppression will live on.

40) After US Senator Asks Public to 'Imagine' CIA Interfering in Foreign Elections, Historians Are Like... Uhhh

Eoin Higgins, Common Dreams

Comments from Sen. Mark Warner responding to reports that Attorney General Bill Barr asked a number of world governments for help in refuting the investigation into Russian interference with the 2016 U.S. election were met with ridicule Friday as observers mocked the suggestion that the CIA would never do such a thing.

41) Cook's arrival was a disaster for Māori. Britain's half-hearted apology isn't good enough

Tina Ngata, The Guardian

As we mark 250 years since the arrival of Captain Cook in New Zealand, we are still seeing crimes against indigenous peoples and their territories.

42) Workers Are Falling Ill, Even Dying, After Making Kitchen Countertops

Nell Greenfieldboyce, NPR

Artificial stone used to make kitchen and bathroom countertops has been linked to cases of death and irreversible lung injury in workers who cut, grind and polish this increasingly popular material.

43) Irrigation For Farming Could Leave Many Of The World's Streams And Rivers Dry

Dan Charles, NPR

Something odd is happening to streams and rivers on the high plains of Kansas and Colorado. Some have disappeared.

44) My Community Is Warming Three Times Faster Than the Rest of the World

 Paul Josie; as told to Jackie Hong, VICE

Canada’s North is warming three times faster than the global average. Nowhere is this more acutely felt than in places such as Old Crow, the northernmost community in Yukon and home to the Vuntut Gwitchin First Nation. Earlier this year, Vuntut Gwitchin became among the first Indigenous communities to declare a climate emergency. Last week, Whitehorse, Yukon's capital, also declared a climate emergency.

45) 'Things are getting unstable': global heating and the rise of rockfalls in Swiss Alps

Denise Hruby, The Guardian 

As Switzerland’s glaciers melt, dangerous rockfalls become more likely and towns are forced to live under an existential threat.

See also: Canadian Climate Strikes, Climate Emergency, Labour Resolutions & more -- The Week in News, Opinion and Videos September 22 - 29


Forensic Files: HLN Revives True Crime Series for 2020   


Forensic Files is coming back! The series is being revived for a new season that will premiere in 2020. HLN revealed its plans to revive the true crimes series last week. New episodes will air starting in February. The plan is for 16 half-hour episodes. The revival series is being called Forensic Files II. has […]


Stories for 8th of Leaffall, Year of the Eel   


BONEFROG 5-the Thoughtpool militia stage show of force on streets, jeered by residents - And want an independent inquiry into militia action. "Greensword militia are ridiculous, they are out of control," said a 22-year-old adventurer watching the militia who gave his name only as Crystalhearts.

The Black Forest could face refugee influx bigger than the Year of the Sunfish if the Lawful Alliance does not agree quota system, interior minister warns - Or perhaps an even larger one.” Mr Mosshold, a member of the conservative ARCHSLYME party, was one of the most critical voices in the high elf royal towards Icefire Merkel’s decision to open the land’s borders in the Year of the Sunfish. But his new plan has surprised many by committing the Black Forest to taking in a quarter of the asylum seekers that arrive in the Lawful Alliance via the sea crossing from Dragonspire to the Greysky Forest.  He has not committed to accept any of those entering the Lawful Alliance via the Cyclopean Realm or Darkwood.  In a trip to Shortridge and the Cyclopean Realm which was spurred by a sharp rise in migrant crossings in the Brightbranch over the past year, the veteran autocrat said he would push for increased the Lawful Alliance funds to be assigned to Shortridge, while offering more technical support for the Cyclopean Realm's coast guard. An agreement signed with Fyrewing in the Year of the Duck was key in turning the tide on a surge of migration which saw over a million asylum seekers arrive in the Black Forest. Ever since the crisis peaked in the Year of the Sunfish Cavedust has been pushing on Darkbones for a binding quota system, but these efforts have foundered in the face of resistance from the Lawful Alliance. Mr Mosshold's quota proposals have proven unpopular inside his own party. Ralph Shimmertoads, CDU/ARCHSLYME faction leader in the Crystalweb, suggested over the weekend that the plan would encourage smugglers to increase their activities. "Mistarks is the interior minister’s initiative, it does not come from the CDU/ARCHSLYME faction in the Crystalweb. We will have to take a very close look at his plans," Mr Shimmertoads said.

BONEFROG 1-beholder defence minister holds talks by Amulet of Far Voice with orc counterpart SPYRERAIN - Beholder Clyffroot Lord Spearrain Glassroot held talks by Amulet of Far Voice with orc Warlord Speargrove Airwisp, the FYELDSPEAR news agency reported on Monday, citing the beholder ministry. Greensword beholder ministry did not disclose details of the talks, Rootvalley, another news agency, said. In Silkrain, the Smokegleam confirmed Airwisp and his beholder counterpart had spoken but declined to provide any details on what was discussed.




The deep state Democrats (now a monolithic terrorist network that’s trying to take down America) have a plan in place to install Hillary Clinton as President of the United States before the end of this year.

Full details of the plan are explained in the video below. Here’s the summary of the steps the deep state Democrats hope to achieve:
Step 1) Fake an impeachment of President Trump and whip up media hysteria to gaslight the entire nation into thinking Trump is being impeached when it’s all an act (with no real vote in the House, no legal bearing and no legitimacy).

Step 2) Stage an arrest of President Trump, V.P. Mike Pence and his Cabinet members for CNN’s cameras to create the visual impression that Trump is guilty of something. After all, why is he in handcuffs? (Everything with the Democrats is theater. Everything is staged.)

Step 3) Swear in Nancy Pelosi as the President, since she’s next in line (as Speaker of the House).

Step 4) Nancy Pelosi appoints Hillary Clinton as her Vice President.

Step 5) Nancy Pelosi resigns as President, making the V.P. (now Hillary Clinton) the President.

Step 6) Hillary Clinton then appoints a new Vice President, perhaps John Brennan, to strengthen the deep state spooks in her administration.

From that point on, the mass arrest and executions of all Trump supporters gets authorized by “President Hillary,” and all businesses or individuals who do not worship the authoritarian Clinton police state will be literally imprisoned in gulags or executed by Clinton’s death squads (which already have plenty of experience from Bill Clinton’s Arkansas days).

This is how it can all be accomplished before the end of this year, if the Democrats manage to succeed in their devious plans.



Washington beatdown gets intense (IANS Exclusive)    


The current whirligig comes 21 years after the last impeachment attempt against a sitting president - Bill Clinton. The Omnibus Budget Reconciliation Acts of 1990 and 1993 increased taxes and limited government spending. These created a budget surplus and an expanded economy. Bill Clinton survived impeachment challenges because he delivered a Goldilocks economy, an analogy to the Goldilocks and three bears story, where the microwave was serving the porridge for one and all. The economic policies of Bill Clinton, referred to by some as Clintonomics. In proposing a plan to cut the deficit, Clinton submitted a budget and corresponding tax legislation overseeing a very robust economy during his tenure. The US had strong economic growth (around 4 per cent annually) and record job creation (22.7 million).

As luck would have it, it was on this day 21 years earlier that the impeachment of Bill Clinton was initiated on October 8, 1998, when the United States House of Representatives voted to commence impeachment proceedings against Bill Clinton, 42nd president of the United States, for "high crimes and misdemeanors", which were subsequently detailed in two articles of impeachment.

Wherever one goes in DC, a city of intrigue in the normal course, there is heightened conversation over President Trump's impeachment process. On Dassehra day back home, tension and suspicion play out in equal parts as the White House blocked EU Ambassador Gordon Sondland's Ukraine deposition to Congress. Trump has refused to allow Sondland's testimony because he thinks it will be a kangaroo court which will take a view on the matter. Calling it strong evidence of obstruction, his rivals have been baying for his blood. Further, the plan not to reveal additional text messages has come as a bigger damper. This came against the backdrop of the subpoena to Trump lawyer, former New York Mayor Rudy Giuliani, for Ukraine documents. Democrats have requested information from three Rudy Giuliani associates - Lev Parnas, a Ukrainian-American businessman who worked with Giuliani; Igor Fruman, a business partner of Parnas; and Semyon "Sam" Kislin, a former aide to Giuliani. Lawmakers are also warning they will subpoena the associates if they do not comply with their requests for documents and depositions.

And as if all this tension wasn't enough, Trump's decision to pull the plug on US forces in Syria blindsided the capital and all its players. Trump's growing aggression is seen typical of his persona as he now goes after ex-insider, veep Joe Biden. While Trump is cognisant of polls, impeachment is not a winner, the dynamic of change is rapidly taking root.

On December 19, 1998, Clinton became the second American president to be impeached (the other being Andrew Johnson who was impeached in 1868), when the House formally adopted the articles of impeachment and forwarded them to the US Senate for adjudication. The trial in the Senate began in January 1999 with Chief Justice William Rehnquist presiding. On February 12, Clinton was acquitted on both counts as neither received the necessary two-thirds majority vote of the senators present for conviction and removal from office - in this instance 67. On Article One, 45 senators voted to convict while 55 voted for acquittal. On Article Two, 50 senators voted to convict while 50 voted for acquittal. Consequently, Clinton remained in office for the balance of his second term.

As Trump remains surrounded, Democrats were taken by surprise with key witness Sondland being pulled out as they believe that a massive cover up has been initiated. With sands shifting, punters still aver that Trump will survive this catechism.


Re: Taxable investment account for college?   


angelescrest wrote:
Tue Oct 08, 2019 9:27 am

teen persuasion wrote:
Mon Oct 07, 2019 12:41 pm

zlandar wrote:
Mon Oct 07, 2019 8:55 am

I would max out your 401k before you put anything in a 529 or in the brokerage account.

Assets in retirement accounts (401k, Roth, IRA) are not counted when applying for financial aid.

Assets in a 529 can be counted up to ~6% of the value.

Assets in a brokerage account will be counted at a much higher value than a 529.

No, assets in a 529 and assets in taxable accounts are included exactly the same on the FAFSA: 12% of assets are labeled Available Assets, and then a progressive rate is applied, the top rate is 47% . This results in the oft quoted 5.64% of assets included in your EFC.

The advantage of 529 over taxable is the state tax deduction (if any) and the tax free growth inside the 529 (if funds are used for college expenses).

If the OP wants to minimize his EFC, he should minimize BOTH taxable and 529 account balances by putting as much as possible into retirement accounts (not included in FAFSA Available Assets). The problem may be, however, that the OP's income may be high enough to trigger a high EFC even without any included Available Assets. If that is the case, then the OP should forget about trying to minimize his EFC and save for college expenses in a 529 AS WELL AS maximize retirement savings.

The trick is knowing which camp you fall into. Generally, Bogleheads who max out retirement accounts and have to save the rest into taxable accounts have a high enough income to have a high EFC. Therefore they should save to a 529 for the tax savings (over taxable accounts). Those who have to choose between filling retirement accounts and 529 or taxable accounts are more likely to benefit more from leaning more heavily to retirement savings and less to 529/taxable.

Thanks for the input. A few follow up questions:

1) You asked "if the OP wants to minimize his EFC, he should minimize BOTH taxable and 529..." - my question is, given our situation, how concerned should we be about minimizing our EFC by the time our kids are going to college? Does it generally make that big of a difference in what kind of scholarships or financial aid one is qualified for?

2) Given our circumstances, would you recommend moving money from the taxable account into a 529 so that the $90k + future gains doesn't factor into the EFC calculation? Or alternatively, if we believe our income will be higher, should we just spend down the taxable account and max the 401k, with the plan to borrow from the 401k or Roth to pay for future college expenses?

We are in the 12?% tax bracket at the moment, and would likely move up to 22% later when spouse is working more.

Best way to go is to look at the actual EFC formulas: ... Guide.pdf

Start on page 9. Then you can see if your "very modest" income will give you a high or low EFC. Then add your taxable assets OR 529 assets (they will count exactly the same on the FAFSA).

If you can manage an EFC below ~$5k, then you are eligible for federal PELL grants (max is almost $6k) and possibly state grants (like TAP in NYS, similar to PELL). An EFC = 0 nets you approx full PELL and TAP, EFC = $6k and they are reduced to zero. School grants are highly variable by the school, and by your student's achievements (merit aid). Everyone is offered loans first. Work Study is roughly $1k to $1.2k, and your student has to earn it before it is in hand, so is useless for paying tuition/R&B bills before the semester begins.

There are two special cases where you can game a better EFC: 1) if you can get your AGI below $50k (and meet another condition from the list) then you can skip reporting assets (Simplified Needs Test); and 2) if you can get your AGI below $26k (and meet another condition from the list) then you can get an auto EFC = 0. These are useful if you can push a lot of income into tax deferred accounts to drive your AGI down. The regular EFC calculations add back retirement contributions to Available Income (so retirement contributions don't permanently reduce your income for FAFSA), but these 2 special tests are before the add-back. The auto EFC = 0 never goes thru the rest of the calculations, it just short circuits around the calculations to the end. The SNT skips the add back for the test, and if you pass you can skip reporting assets (great if you have 529s or taxable), but then your retirement contributions ARE added back for the Available Income portion of the EFC calculation (so high gross income may increase your EFC).

Big take away is that you need to know if it's at all possible to hit one of those 2 special tests, or no chance. Other thing is that the FAFSA is always evolving, it will be different in 10 years, it's certainly different from 10 years ago when I filed for DD1. That makes planning hard.

The problem everyone is having, trying to give advice, is that terms like "very modest" income mean different things to different people. Very modest income to me was when we had ~$35k income for a family of 7 - yes, we qualified for an Auto EFC = 0 (the limit was $32k, but was retroactively dropped to $23k, and had slowly risen to $26k today). Yet you say you don't qualify for EITC, even with 401k contributions, and could hit the 10% retirement Saver's credit. Your current annual retirement saving is Roth IRAs plus 401k contributions of only 10%. It's not clear if that is enough; if it is not, you should save more for retirement BEFORE anything gets earmarked for college. Anything saved outside of retirement accounts is fair game as far as FAFSA is concerned, so the best place to stash extra savings is in retirement accounts, especially if you still have unused space available this year. If you save heavily for retirement now, you may find yourself in a position where you can pause retirement saving (or most of it, still capture a match) while the kids are in college and cash flow college expenses.


Re: Improving the TSP [for current participants]   


vineviz wrote:
Tue Oct 08, 2019 9:31 am

tadamsmar wrote:
Mon Oct 07, 2019 8:09 pm

I don't think you are properly using the term "diversification". I think you mean you you get less negative correlation with G vs F, that's true. But the whole point in the efficient frontier calculation is to take all this into account and provide optimal risk-adjusted return at each level of risk.

It might seem like a semantic point, but the efficient frontier used to construct the L funds is making assumptions about expected return and expected risk. In other words, it's only "optimal" given that the assumptions hold true. And the only way the plan could make the allocations they've made is to assume that future returns of the G Fund and F Fund are identical.

If you think that assumption is reasonable, then you should be content that the L Funds are allocating between G and F appropriately.

I don't think that's a very reasonable assumption, given the composition of the two funds, but YMMV.

They are probably assuming F has a somewhat higher return than G. Seems to me that is a reasonable assumption and it looks to be consistent with the facts that we know. The allocations depend on the correlation matrices of the 5 TSP assets.

I think the assumptions are reasonable. As I said earlier, it's fuzzy math. The guy who invented the efficient frontier never used it for his personal nest egg, he just allocated 50-50 to stocks and bonds!


The target date for eradicating Guinea worm has been delayed 10 years, and that may be overly optimistic   


Humans contract the Guinea worm parasite by ingesting water containing fleas infected with guinea worm larvae. The devastating and nightmarish symptoms don't show up until around a year later:

a stringy worm that is 60 to 90 centimetres erupts through the skin on the leg or foot. Its excruciatingly painful journey out of the body can take weeks. To relieve the burning sensation, many people wade into the nearest body of water — often the same pond from which they drink. When an adult worm enters the water, it releases larvae, and the cycle starts anew.

Because scientists thought the parasite required on humans for transmission, it was believed that Guinea worm could be eradicated. In 1986, The World Health Assembly endorsed a plan targeting the parasite for extinction through the use of larvicides, and by educating people to use water filters and stay out of bodies of water if infected. The plan largely worked:

An international partnership — led by the Carter Center in Atlanta, Georgia — has reduced the number of new infections from 3.5 million per year in 1986 to just 28 in 2018.

Unfortunately, new cases indicate that animals might be able to transmit guinea worms after all. Cases in Chad may be related to dogs in a way scientists don't yet understand. Other pockets of contamination have also been discovered:

The discovery in 2013 of infected baboons — a first — in a small forested area in southern Ethiopia also has researchers scratching their heads.

Read the rest


Comment on Americans Never Enter International Awards: Introducing the Nami Concours by Paul O. Zelinsky    


Seeing this same phenomenon, that U.S. illustrators tend not to submit to the considerable number of international illustration competitions that exist, USBBY has started collecting information about these competitions. (USBBY is the U.S. national section of IBBY, the International Board on Books for Young People). The plan is at least to post the information on USBBY's website, and perhaps more, in order to encourage and facilitate applications from U.S. illustrators. — USBBY Illustration Committee: Nancy Johnson, Kathleen Merz, Karen Perry, Caroline Romans, David Wiesner ,and Paul Zelinsky; and Junko Yokota and Terrell Young


General Electric's pension freeze was long expected and has some 'silver linings,' Bank of America says (GE)   


general electric ge workers turbine

  • General Electric announced Monday that it would freeze pensions for 20,000 US employees in a bid to shore up its balance sheet. 
  • This was an expected move, according to Andrew Obin, analyst at Bank of America Merrill Lynch. 
  • Still, there are silver linings for both debt and equity holders of GE, Obin wrote. 
  • Shares fell as much as 2.22% in early trading Tuesday, all but erasing Monday gains. 
  • Watch GE trade live on Markets Insider. 

General Electric's Monday announcement that it would freeze pensions for 20,000 US employees to reduce its debts wasn't a surprise to analysts at Bank of America Merrill Lynch. 

The announcement was another step in CEO Larry Culp's major restructuring effort. Culp is looking for ways to pare GE's massive debt as the company also deals with cash flow problems and struggling business lines with disappearing profits. 

"Further pension actions were expected," wrote a team led by Andrew Obin in a Monday note. "GE's US pension has been closed to new entrants since 2012 and had a GAAP funded ratio of 80% at 2018-end." 

The pension freeze plan is "another step in de-risking" GE's balance sheet, Obin wrote. The company will direct $5 billion to $8 billion to pay down its pension debt, and will subsequently shrink its net debt by $4 billion to $6 billion.

In addition, there are "some silver linings" to the announcement, according to Obin. Debt rating agencies look at pension-adjusted leverage, Obin wrote, meaning that "these pension actions should benefit those calculations."

GE currently has a BBB+ credit rating with a negative outlook from Fitch Ratings, and a BBB+ rating with a stable outlook from S&P Global — for both firms, this puts GE three levels above "junk" status. 

The plan to freeze pensions and pay down debt will also benefit equity holders, according to the note. Pension prepayments will help grow earnings because they will lower future pension expenses.

And, the pension freeze and lump-sum payments should also "dampen future earnings volatility," Obin wrote. GE is also still on track to reach its leverage goal to have it's net debt less than 2.5 times its EBITDA by year-end 2020. 

Those that are bearish on the company "argue that cash from divestitures is not being directed to benefit equity holders," Obin wrote. GE's approach is to instead boost reserves for long-term care insurance, pay down its debt, and shore up its pension plans, according to the note. 

In addition, investors see lower interest rates as bad for GE going forward, hurting long-term care insurance reserves, pension expenses and liabilities, and helping interest expense, according to Obin.

"So far in 2019, GE share price has largely tracked US interest rates," he wrote. What this suggests is that investors see pension risks outweighing lower borrowing costs.

Shares fell as much as 2.22% in early trading Tuesday, all but erasing the 3% gains from Monday's announcement. The stock's whiplash is likely because investors are going back and forth on what the actions will mean for GE going forward, according to Bank of America. The firm maintained its neutral rating on company shares, and its price target of $11. 

Shares of GE are up 8% year to date. 


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NOW WATCH: Nxivm leader Keith Raniere has been convicted. Here's what happened inside his sex-slave ring that recruited actresses and two billionaire heiresses.


Need for Youth Workforce Readiness Legislation   


The Boys & Girls Clubs of America and Members of Congress are Discussing the Need for Youth Workforce Readiness Legislation. Boys & Girls Clubs of America joined Sen. Tina Smith (D-MN) and Reps. Josh Harder (D-CA) and Brian Fitzpatrick (R-PA) to announce the plan to introduce the Youth Workforce Readiness Act of 2019, an important initiative […]

The post Need for Youth Workforce Readiness Legislation appeared first on How to Learn.


Perley’s Press Pass: What Will the Offense Look Like This Season?   


Much has been made about the recommitment of the Charlotte Hornets on the defensive end this season, but what’s the plan for the offense?


The Plan Orange Disaster – A What If…   


Part 1 | Part 2


Comment on How To Build a DIY Chicken Coop On A Budget by 65 Free Chicken Coop Plans You Can Build at Home    


[…] The first thing with going for a DIY chicken coop plan is carefully analyzing the space available for your chicken coop! Once you are through that, start choosing the plan and materials then. This DIY chicken coop by the thrifty couple has got all the Must-haves for a chicken coop in check! the thrifty couple […]


Comment on Possibly Not the Kitchen Sink by Jeanne    


From watching our tour leader while on this amazing Road Scholar trip to the Canadian Maritimes last month, I got the idea for a 5-book series about siblings who inherit a Pink Jeep Tour-type company when their parents die. They each have a different idea about where the company should go. I figured I could write one romance for each of them. The plan is that each book would run about 70K instead of my usual 100+, allowing me to complete more than one a year (in a good year). So that's my plan. I suspect we'll be equally successful at changing the basic way we write.


Putha Hiunchuli Team Moves Up To Camp 1   


October 2, 2019 The Putha Hiunchuli Team departed Base Camp just after lunch for the climb to Camp 1. The team is climbing strong and the weather is looking good. Karma Rita and Pega continued to Camp 2 with gear before dropping back down to Camp 1 for the night with the team. The plan […]


A Deadly Mistake Uncovered on Casino Sites Uk and How to Avoid It   


If you wish to navigate into different regions of the match, you might make use of the menu tabs which are on the banner ads. There’s not anything wrong with the plan of the website in any way. Yes, even the website is responsive and adapts to some display or screen! For this reason, you’ll...


Comment on The Plan for 2019 with Great Anticipations for Q1 by Great Anticipations Q4 2019 – Lizzy's Literary Life    


[…] As a case in in point – Of the 18 2019 Great Anticipations I have highlighted thus far (see Q1 Q2 Q3), I have read 8, own another 8, DNF’d 1, and have one to acquire. For info the one I do […]


Kmart, 748 West Main Street (Lexington): December 2019   


This is certainly not a surprise at this point. In fact, I am more surprised that this store (and the West Columbia one) have stayed open as long as this. The State says the plan is to close in December, but I don't see how you can get through October and November without already being […]


Laurene Powell Jobs and Robin Hood Fund Give $16 Million for N.Y. Schools   


The plan marks the first major expansion of schools since Mayor Bill de Blasio took office nearly six years ago.


Robert Smith Says The Cure Are Working On Three Albums, Including One Out This Year   


Robert Smith has been talking about a new Cure album for a while now. It'll be "dark," inspired by the loss of his mother, father, and brother, it has the working title Live From The Moon, and the plan is to have it out by Christmas. And even though it'll be the Cure's first album…


Quality Control Analyst   


• Reviewing and following relevant laboratory safe manual(s). (eg. Radiation Safety, Bio safety, etc); • Following oral and written laboratory safety rules, regulations, and standard operating procedures required for the tasks assigned; • Keeping the work areas safe and uncluttered; • Reviewing and understanding the hazards of materials and processes in their laboratory research prior to conducting work; • Utilizing appropriate measures to control identified hazards, including consistent and proper use of engineering controls, personal protective equipment, and administrative controls; • Understanding the capabilities and limitations of personal protective equipment (PPE) issued to them; • Gaining prior approval from the QC Head for the use of restricted chemicals and other materials; • Consulting with QC Head before using highly hazardous materials or conducting certain higher risk experimental procedures; • Promptly reporting accidents and unsafe conditions to the QC Head; • Completing all requirement health, safety and environmental training and providing written documentation to their QC Head; • Participating in the medical surveillance program, when required; • Informing the QC Head of any work modifications ordered by a physician as a result of medical surveillance, occupational injury or exposure; • Laboratory personnel working autonomously or performing independent research are also responsible for: • Reviewing the plan or scope of work for their proposed research with QC Head; • Notifying in writing and consulting with the QC Head, in advance, if they intend to deviate from their scope or scale work; • Preparing SOPs and performing literature searches relevant to safety and health that are appropriate for their work; • Providing appropriate oversight, training and safety information to laboratory personnel they supervise or direct.

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