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High School Sports Spotlight Photos   

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Yellow Springs and Greenon team captains meet under a beautiful sunset prior to their high school boys soccer match in at Yellow Springs High School. Xenia’s offensive line sets up for another play, in Friday’s win over Butler High School in Vandalia. Beavercreek seniors Gabby Turner (5) and Grace Phillips (12) go up to block […]

The post High School Sports Spotlight Photos appeared first on Xenia Gazette.


          

Pouvoir d’achat: le gouvernement s’attaque aux retraités les plus aisés   

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 Les seniors sont une partie de la population pas épargnée par le gouvernement. Les personnes âgées vont finir par voir rouge. Quand Macron promettait de “préserver le niveau de vie des retraités” ! Pierre Jovanovic: “Macron est en train de détruire les français, il va vider leurs poches !” Source: francetvinfo A l’attention des lecteurs du site BusinessBourse Nous sommes à la veille d’un tournant majeur dans l’économie mondiale. Le moment est venu d’acheter de l’Or avant qu’il ne soit trop tard. Pour les très rares personnes qui ont des actifs à protéger, il devient urgent de sortir des bulles d’actifs(marché boursier, obligataire, immobilier, etc…), comme je le recommande depuis longtemps. Il est également temps de détenir de l’or et de l’argent physique comme assurance pour son patrimoine. Les métaux précieux atteindront des niveaux sans précédents, voire non envisageables aujourd’hui avec l’hyperinflation. Pour ceux qui pensent que c’est le moment d’investir dans l’or ou l’argent, nous vous recommandons de contacter le site “l’once d’or”. Leurs prix, le service et le conseil vous aideront à prendre votre décision. Livraison gratuite dans toute la France métropolitaine, et territoires d’outre-mer.(En cas de besoin – Tel portable: 06 85 94 73 13) Pr. Antal Fekete: Le retour au [...]

The post Pouvoir d’achat: le gouvernement s’attaque aux retraités les plus aisés appeared first on BusinessBourse.


          

Booksmart Blu-ray (Blu-ray)   

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Highly Recommended

The Movie:

The movie where two friends see out their last days of high school with a party or some other event or task designed to right their social flaws of the last few years continues to be an entertaining one as times in high school change. And my wife and I had heard good things about Olivia Wilde's directing debut Booksmart and finally got the chance to check it out recently.

The actress makes her feature debut with a script written by Emily Halpern, Sarah Haskins, Susanna Fogel and Katie Silberman. The film focuses on best friends who are seniors in high school. Amy (Kaitlyn Dever, Short Term 12) has been out for a little while, and in the meantime Molly (Beanie Feldstein, Lady Bird) is preparing them both for Yale. People at school...Read the entire review


          

Phone Scammers And 'Teledoctors' Charged With Preying On Seniors In Fraud Case   

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Officials warn that schemes devised to steal from Medicare have embraced telemedicine. One man was prescribed $4,000 of medical equipment he didn't need and never asked for.

          

Targeting 'Medicare For All' Proposals, Trump Lays Out His Vision For Medicare   

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Speaking from a retirement community in Florida, the president gave seniors a pep talk about what he wants to do for Medicare, contrasting it with plans of his Democratic rivals.

          

State document from 2018 offers new hint of affordability strategy: towers over railyard with 50% affordable units (but that plan isn't confirmed)    

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See below for larger version
A newly acquired state document offers more clues regarding the ever-variable path for the Atlantic Yards/Pacific Park developer to deliver the required 2,250 total units of vaguely defined affordable housing (aka "income-restricted") by May 2025.

It indicates a plan, as of 12/21/18, to deliver large numbers of below-market units in the first four (of six total) buildings over the Vanderbilt Yard, which requires a costly deck. Three of those four towers were to have 50% affordable units.

Just yesterday, developer Greenland Forest City Partners (GFCP) --likely anticipating a public meeting Thursday sponsored by critics of the project--told the New York Post it would start that deck, or platform, in 2020, which makes it more likely that two or three buildings (B5/B6/B7) will be built in time for the 2025 deadline.

Four buildings with affordable units?

The specific configuration in the document above strikes me as very unlikely--this is a "never-say-never project"--given more recently revealed plans for the project, with a larger number of affordable units currently under construction.

Still, a variant of that strategy, relying on three or perhaps just two towers over the railyard, might deliver the needed units by the looming deadline, allowing GFCP  to avoid onerous fines of $2,000 per month per missing unit.

The new document has allowed me to update, albeit speculatively, the project schematic below, indicating plans for affordable units over the railyard, likely in several towers, but less likely in the final two towers (B9 and B10).

The graphic below reflects not only the new chart (in full, further below), but also my estimation, based on a previously-acquired document, that one tower over the railyard may have to be "100% affordable" to deliver affordable units in time. (Note: the question marks and fuzzy coloration signal uncertainty.)


Still a guessing game

All predictions remain speculative, because the developer has refused to offer a timetable and Empire State Development (ESD or ESDC), the state authority overseeing and shepherding the project, has refused to press for such a schedule, all the while saying they're confident the deadline will be met.

(I queried Greenland Forest City and ESD about the new document, but got no reply. That said, the story placed in the New York Post makes the timeline for B5 through B7 somewhat more plausible.)

Indeed, the state authority may be hamstrung from asking for more details about the developer's plan to meet its obligations, according to the document I acquired via a Freedom of Information Law request.

"ESDC shall be entitled to conclusively rely, without any requirement of inquiry or investigation, upon the last Exhibit M"--which projects the affordability configuration--"delivered to ESDC in accordance with" the larger document, the Fourth Omnibus Amendment to Leases and Development Agreement, dated Dec. 21, 2018. See p. 39 of the full document, at bottom.

Then again, the state authority could have publicly shared Exhibit M at various points since its creation, thus furthering discussion about the future buildout. (The document is not a timetable, but at least suggests how the affordable deadline might be met.)

Though the latest Exhibit M, which I annotated below, is barely nine months old, it's already outdated. Crucially, the document undercounts the number of affordable units slated for the two towers currently under construction, B4 and B15, as well as in B12 and B13, which should start next year. See my changes in blue.
Clues: no affordability in final buildings?

But the document remains illuminating, on multiple fronts. For one thing, it indicates the obvious: the project will not be completed by 2025, as was once promised. The developer has until 2035 until full completion, and has disclosed that date as likely to condo buyers.

Only the affordable units must be done by 2025, and the last two towers over the railyard--B9 and B10, with 924 units--are projected in Exhibit M to contain only market-rate apartments. So they won't be ready by 2025.

In fact, as elaborated below, I suspect that the 2,250-unit goal could be met without all three towers over that final railyard block, between Carlton and Vanderbilt avenues, and Pacific Street and Atlantic Avenue.

So the final towers may be all market-rate. Then again, tax breaks newly available at the the time may incentivize some affordable units. Note that I project, in the graphic, that B8 will not contain affordable units, despite the indications in Exhibit M. (I explain that rationale further below.)

Either way, only when the last three towers (B8/B9/B10) are finished can the open space--the source of the "Pacific Park" name--be completed. (The statement in the New York Post about "a public park" refers to the fractional green space between the first block of railyard towers--B5/B6/B7--and Pacific Street. The last three towers were ignored.)

Clues: no information on Site 5

Also, the document does not address Site 5, the parcel currently occupied by P.C. Richard and Modell's. A 250-foot, 440,000 square foot building has been approved there, but the developer seeks to augment that significantly by moving much of the bulk of the unbuilt B1 tower, once slated for what is now the arena plaza.

That could mean a two-tower project with some 1.1 million square feet. While the project has been promoted as containing office space and retail space, it could--at least as of 2016 plans--contain residential and hotel space. That residential space could be a mix of market-rate and affordable units.

That bulk transfer would require at least a one-year process, involving public hearings. If that process starts within a year, and the Site 5 tower includes affordable units, it's possible that that project could deliver a fraction of needed affordable units by 2025, as well.

Doing the math: how will 916 units be built?

As indicated with my blue annotations, more recently revealed plans for four towers show more affordable units than projected as of Exhibit M.

First, the two towers currently under construction (B4 and B15), and the two more slated to start next year (B12 and B13), all on terra firma, are slated to deliver 552 affordable units, rather than 430 as indicated in the chart. That's a significant increase: 122 units.

That still leaves a gap of 916 affordable apartments to be delivered by 2025.

How can they reach that magic number?

According to Exhibit M, the first three towers over the railyard, B5 through B7, would deliver 784 affordable units, leaving a 132-unit gap. That would be achieved by building B5 and B7 as 50% affordable, and B6 as 30% affordable.

But that strikes me as unlikely--so I didn't apply that to the map. Nor would they need B8 to deliver 255 affordable units, as suggested in the chart, since the gap would be smaller. So I don't expect it to contribute to the total.

It would be easier, given the time and cost of construction, including the deck, to find another way.

Options to reach the 916 total

Several options come to mind--and perhaps are being considered by the developer.

For example, if B6 were to be 50% affordable, instead of 30%, that adds 110 more affordable units (275 vs. 165). That would deliver a total of 894 units--22 short--in the first three towers over the railyard.

If that's the strategy, keep watch for an uptick in affordable units at B12 and B13, which start next year. Consider: if each building were 30% affordable instead of 25% affordable, that would add 40 affordable units, a significant cushion.

Even with one building 30% affordable, that would add 20 units, and the 2-unit shortfall might be made up through a small swap of square footage, or simply exchanging family-sized units for studios, which require less square footage.

But that would still require three towers over the railyard. Note that, according to plans I reviewed, the developer plans to build the deck/platform over the railyard in three sections: first for the B5 tower, then for the B6 and B7 towers, and finally for the B8/B9/B10 towers.

What about a 100% affordable building?

Alternatively, they could build one of the initial railyard towers as 100% affordable.

After all, that's the strategy I saw described in a 12/17/18 letter (excerpted at right) shared with immigrant investors, but neither confirmed nor commented upon by ESD or the developer. (That date is four days before Exhibit M.)

According to that letter, B5 and B7 would be 30% affordable, and B6 100% affordable. That's hinted at in the graphic above.

Based on the unit count for those towers in Exhibit M, that would mean 195 affordable units in B5, 550 in B6, and 176 units in B7, for a total of 921--enough to meet the 916-unit shortfall.

However, given the looming 2025 deadline, it may be simpler and faster to complete two towers rather than three. If so, a higher percentage of affordability could get them to the goal.

Consider: if B5 were 50% affordable and B6 100% affordable, that would deliver 875 affordable units (325 + 550), which would be 41 units short.

But if B6 were 50% affordable and the larger B5 100% affordable, that would deliver 925 affordable units (275 + 650), a 9-unit cushion.

Bottom line: they have options. Stay tuned.

Note that the document above suggests that B8 would start in the first quarter of 2023, thus leaving the possibility that it could be completed by May 2025 and thus contribute some affordable units by the deadline.

I find that highly unlikely. As explained, there are other paths to 2,250 units. More importantly, that building would have to start by 6/15/22 to take advantage of the current Affordable New York tax break. Of course that tax break may be extended or revised, but any prediction as of now is unwise.

A possibility: Greenland leaves/pulls out after 2025 deadline is met?

This is pure speculation, of course, but we shouldn't rule out the possibility that Greenland USA, the dominant entity in Greenland Forest City Partners, fully or significantly leaves the project after the 2025 affordability deadline is met, leaving question marks around those last three towers and the significant chunk of open space.

The could mean a full transfer to another entity, a continued series of parcel/project transfers to another entity, or even abandonment.

First, the parent Shanghai-based Greenland Holdings Group (aka Greenland Holding Group, or Greenland Group) is under fiscal pressure, with high debt levels, as well as "unearned revenue," which requires them to deliver properties in China for which they've already been paid.

The firm's ambitions in the United States, notably in California and Brooklyn, have been significantly trimmed. For the last four parcels to be developed as part of Atlantic Yards/Pacific Park, Greenland has either leased the parcels outright (B12, B13, B15) or participated in a joint venture (B4), thus raising money from others.

That reflects perhaps cash flow challenges, as well as the need to pay for infrastructure for the six towers over the Vanderbilt Yard. After building three towers, and the first two phases of the platform, they'd then have to consider a much larger platform.

Also consider that Greenland Forest City in 2016 began paying the Metropolitan Transportation Authority $11 million a year for railyard development rights, in 15 annual payments, with the final payment due June 1, 2030. 

If the affordable housing is finished by May 2025, that leaves $66 million more to pay. Sure, Greenland's considerable investment, including precursor work--the amount of which has been hinted at but not fully described--at the railyard, suggests a further commitment to reap value. 

Then again, it's a "never say never project," so questions and speculation are legitimate, especially if there's no timetable for the infrastructure and towers over the last railyard block.
Affordability: the devil's in the details

We should remember that "affordable housing" has a broad definition--participating in city, state, or federal assistance programs--and need not conform to the original promises in the Atlantic Yards Affordable Housing Memorandum of Understanding, signed by original developer Forest City Ratner and the advocacy group ACORN in 2005.

Affordability, as I wrote yesterday, is ever rising. Below are the current rent levels, which, of course, are ever rising.


Indeed, as I've written, the two "100% affordable" towers, B14 (535 Carlton) and B3 (38 Sixth), have half their units in the highest of five income bands. Those middle-income households, with incomes up to 165% of Area Median Income (AMI), were only supposed to access 20% of the total number of affordable units.

Moreover, even the one 50% affordable building, B2 (465 Dean), is skewed toward smaller units, with nothing larger than two bedrooms. Moreover, those two-bedroom income-restricted units are skewed to the upper middle-income "band," rather than distributed more evenly.

So "affordable" doesn't answer key questions regarding unit size and income level. Some if not all of the units will be governed by the Affordable New York program, which offers multiple configurations, including some with low-income units, but another with 30% affordability but all the units middle-income, at 130% of AMI.

That program either expires or must be renewed in 2022; any project building that participates in the program must start by 6/15/22. So 2022, as I've written, should be a big year for the project. Below are the current income limits.


What happened to senior housing, and affordable condos?

Note that the announced goal of directing 10% of the affordable units (225) to seniors has never been pursued or discussed. Nor was it locked into the project's guiding Development Agreement.

What about the pledged 600 to 1,000 affordable for-sale units? According to the Development Agreement, signed in 2009, the developer "shall build or shall cause the construction of at least 600 affordable homeownership housing units on the Project Site or as close to the Project Site as reasonably practicable, including but not limited to the following neighborhoods: Prospect Heights, Fort Greene, Bedford Stuyvesant, Crown Heights, Clinton Hill, Park Slope."

That, as I've written, had some caveats, since it was "subject to Governmental Authorities making available... affordable housing subsidies."

The goal was to make the units affordable to families with incomes up to 150% of Area Median Income (AMI)--middle-income, as opposed to low- or moderate-income--and to make some units available to moderate-income families with incomes below 100% of AMI.

That left a lot of wiggle room regarding the levels of affordability and the configuration and distribution of such units.

According to an agreement involving original developer Forest City and new developer Greenland USA, 200 on-site units would be an obligation of the joint venture, but the 400 offsite "Additional Affordable Units" would remain a unilateral Forest City obligation.

Nothing has been said about either of those goals, and Assemblymember Walter Mosley, who with colleagues has queried ESD about it, never got an answer.

The tax break no longer favors condos, as I wrote yesterday. And Forest City last year was absorbed by Brookfield, so it no longer exists. So for-sale affordable units seem ever unlikely.


          

World Seniors Championship   

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Fencing. World Championship

          

World Seniors Championship   

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Fencing. World Championship

          

World Seniors Championship   

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Fencing. World Championship

          

UBC experts on 70 years of People’s Republic of China, National Seniors Day   

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Today is Orange Shirt Day, while tomorrow marks 70 years since the founding of the People’s Republic of China as well as National Seniors Day. UBC experts are available to comment.

          

Capital’s seniors celebrate golden years   

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Press Release – Wellington City Council Te Wiki Kaumtua Seniors’ Week 2019 will be held 1420 October, celebrating our older residents and providing a week of community events and activities with them in mind promoting a diverse, inclusive and healthy environment.Media release Tuesday 8 October Capital’s seniors celebrate golden years with Te Wiki Kaumātua Seniors’ […]

          

Survey reveals community improvements sought by Brooklyn seniors - News 12 Bronx   

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Survey reveals community improvements sought by Brooklyn seniors  News 12 Bronx

          

Salon   

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Venez me rejoindre au salon sur mon stand où quelques vidéos vous seront présentées. Et je vous parlerai des championnats de France des jeunes et seniors 2013.

          

Safety Tips for Seniors During Fire Prevention Week   

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Home Instead Senior Care provides recommended precautions for home fire prevention

(PRWeb October 08, 2019)

Read the full story at https://God.blue/splash.php?url=jHF9b8DjfKAHoxDfrZ6sFlk3BGbi5yuMgXBnn1m4QhQ7RMxcTwDZrLshDggLf5l2gdQMeBs3APE5x1mEqyUdsybaoK1sNLLuUKpGxIJ6pUuwVJDZKAkr_PLUS_BVN00Z6Xz_PLUS_qxQi4g_SLASH_Jz3FGTpM6mIka_PLUS_5PBjnA_PLUS_WaksxCS_PLUS_XmEGfL_PLUS_54Iq_SLASH_QSfvfak1oeg80OBQyHS5GK5rtBD1sFcB8Qfd14g_EQUALS__EQUALS_


          

New Facebook Community Launched Aimed at Educating Medicare Beneficiaries   

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MedicareFAQ – A Community that Cares is a resource center where seniors can freely and openly learn and discuss Medicare.

(PRWeb October 08, 2019)

Read the full story at https://God.blue/splash.php?url=BXU6Tktu_SLASH_BiF_PLUS_3L4RSNOK8sCLpT9duXxCjHV1cUwW_PLUS_YT65j86z5rcsknNkBqVoFFXjB_PLUS_xtQK60nwmdFeyZhayGGQdysvkCL70AA2GknaAamfbWemoH38BTv7uN37q_SLASH_ZhaC4dusNwaAHcMlENq4WjEuy95zCL36JtDMg668flEbnmJYSMYA3b2DcAwOQbthajeDorrGazoO5SfRV8V9pdxIUepk_SLASH_2m7wHnadw2ne9k4Q_EQUALS_


          

Y a-t-il deux fois plus de retraités pauvres en Suède qu'en France ?   

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Le patron de la CGT Philippe Martinez affirme que le taux de pauvreté des Suédois de plus de 65 ans est le double de celui des seniors français.


View article...


          

Dining Room Attendant / Cashier (Day Shift) - Wendy's Restaurants - Greater Sudbury, ON   

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We are currently looking for applicants to join our team! Our Wendy’s is located at 1015 The Kingsway in Sudbury, ON. Seniors are welcome to apply. $14.00 - $14.10 an hour
From Indeed - Sun, 06 Oct 2019 18:54:19 GMT - View all Greater Sudbury, ON jobs

          

Your Science Fiction and Fantasy Book Bargains for October 4, 2019   

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FREE BOOK OF THE DAY The Coordinate by Marc Jacobs Logan West and Emma James grew up together but are now high school seniors going in totally opposite directions after graduation. When they are assigned to work together on one last history project, they hardly expect the monotony of high school life to change. Instead, […]

          

Traveling Players Ensemble Announce Fall Acting Classes In McLean   

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Traveling Players Ensemble announces the final call for registration for its Fall 2019 acting classes for grades 4-12.

Since 2007, Traveling Players Ensemble has offered acting classes in addition to its popular summer theatre camp. Students are taught a wide variety of acting skills and games by master teachers and actors, building their strength and confidence as performers.

Teens and pre-teens in grades 4-12 can sign up for classes in Acting, Improvisation, Movement, and Monologues. Classes run on Sundays from October 13th to December 15th.

"Acting and Improvisation", for grades 4-6, introduces students to improvisation, theatre games, and the fundamentals of acting, culminating in work on short scenes.

"Scene Study and Acting Technique", for grades 6-9, focuses on character creation, partnership, and stage presence. Students work in pairs or trios on contemporary scenes.

"Movement for the Actor", for grades 9-12, gives students experience in grad-school level physical theatre technique, teaching movement skills to increase resourcefulness, mobility and castability as an actor.

Traveling Players also offers private monologue coaching from its founder and artistic director, Jeanne Harrison. This training is ideal for high school seniors who are preparing audition monologues for college.

Need-based scholarships are available for all classes.

Traveling Players is best known for its award-winning summer theatre camps, which train teens and pre-teens in classical theatre and then take them on tour to perform their shows. The camp is in residence at The Madeira School in McLean, VA.

Founded in 2003, Traveling Players has been invited to perform at the Kennedy Center's Millennium Stage, Colonial Williamsburg, Shenandoah National Park, Reston's Multicultural Festival, and the International Children's Festival at Wolf Trap. Traveling Players has been selected by the National Endowment for the Arts (NEA) as one of 25 of the nation's "Summer School in the Arts."

This educational theatre company has also been honored as one of the best non-profit organizations in the Greater Washington area by the 2019/20 Catalogue for Philanthropy, and received the 2018 Good Neighbor Grant from the Jack Kent Cooke Foundation for its expansive arts scholarship program, one of the most generous in the area.
For more information, visit www.travelingplayers.org or call 703-987-1712.


          

Liga Femenina 2: El Grupo B   

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Comienza una LF2 caracterizada por el cambio en la estructura de grupos, hecho que también le otorga mayor interés al poder ver el aficionado acostubrado a ver a su equipo en directo a equipos que en temporadas anteriores jugaban en el otro grupo. Así, el grupo B, que a priori tiene un nivel algo por debajo del A lo disputan los equipos catalanes, canarios y andaluces junto al Oses Construcción Ardoi navarro, el valenciano Picken Claret y el murciano UCAM Primafrío. Analizamos las 14 plantillas.

 

SNATT´S FEMENÍ SANT ADRIÁ.

Tras consumarse el pasado año el descenso de categoría, en el equipo catalán abandonan la plantilla todas las extranjeras salvo Minata Keita y deja el equipo Laura Peña (Cadi La Seu). Mantienen a Helena López, Mireia Vila y Cristina Hurtado. Llegan al equipo Berta Dalmau, Maimouna Diarra y Miljana Dzombeta. Además regresa Bojana Kovacevic. Con Cesar Aneas al frente del equipo, la apuesta por la prolífica cantera del club es clara con presencia en el equipo de jugadoras como Alba Orois, Laura Salmeron, Gedna Capel, Laia Lamana o Txell Alarcón. Destacar sobretodo a esta última, pieza importante de la selección española bronce europeo U16 y una de las destacadas del pasado campeonato de España Cadete. Txell es una tiradora magnífica y a buen seguro que será de las sensaciones de la competición.

 

ISE CB ALMERÍA.

Las almerienses siguen con Paco Rueda como técnico y mantienen una base sólida que dió frutos el año pasado y les permitió disputar la Fase de Ascenso. Así continúan las argentinas Macarena D´Urso y Ornella Santana, la capitana Alicia González más jugadoras como Belen Giraldez, María González Pacheco e Isabel Latorre. Las bajas con María del Mar Fernández, Sandra Molero, Lucía Torres y Bineta Ndoye. Para sustituirlas llegan jugadoras como Tania González (Embutidos Pajariel Bembibre), la pívot croata con experiencia en LF2 Jovana Mandic, la francesa Rubiane Eduardo (ex ADBA) más la joven escolta eslovena Tina Cvijanovic. Con estas mimbres apuntan de nuevo a estar arriba.

 

BARÇA CBS.

Las de Isaac Fernandez vuelven de nuevo a formar una plantilla competitiva con la que pelear la fase. Mantienen una base con Paula Curtó, Julia Rueda, Xenia Artiga, Beatrice Carta y Claudia Baraut. Tienen bajas importantes como Lola Pendande y Aixa Wone (NCAA) más Mamen Blanco, Regina Aguilar, Anna Boleda, Laura Soria o Sheila Dixon pero pese a ello hay fichajes de garantías. Así, llegan jugadoras muy experimentadas en la categoría como Salomé García, Marta Canella, Ana Alonso, Itziar Llobet o Elena Silva que les harán de nuevo ser muy competitivas.

 

OSES CONSTRUCCIÓN ARDOI.

El equipo navarro realizó una gran temporada 2018-19 tocando con los dedos la Fase de Ascenso. Esta temporada caen en el grupo B y mantienen buena parte de las jugadoras que tan buen resultado dieron. Siguen Itziar Arregui, Diana Cabrera, Iranzu Echeverría, Maite Gil, Cecilia Liñeira, Bea Royo y Alazne Vicente mientras cubren las bajas de Maritxu Ariz y Olaia Diez de Ulzurrun con Andrea Tollar y con la navarra Amaya Gastaminza quien debe darles un salto de calidad. Con estos mimbres el equipo de Aitor Alonso se presenta como uno de los más interesantes de la competición.

 

LIMA HORTA.

Lima Horta es otro de los equipos que mantiene claramente una base de años anteriores con jugadoras como Angels Farré, Paula Tutusaus, Cristina Soriano, Vanessa Verbo, Mireia Daura, Eliana Soriano o María Martiañez. Las bajas son Elena Silva y Ana Alonso (Barça), Laura López y Judith Turrion cuyo hueco intentan cubrir con Cristina Pujol, Nairin de la Torre, Paula Llovich, Elena Navarrete o la italiana Claudia Gobbo. Deberían rondar la parte media de la clasificación.

 

PICKEN CLARET.

Proyecto joven y con varias vueltas a casa el de Picken Claret. El primer regreso importante es el de Carles Martínez al banquillo. Contínúan jugadoras como Sara Roselló, Lorena Segura, Paula García, Elsa Hernández, Marta Rabassa o Gloria Argente a las que se unen los regresos de la base María González y la alero Esther Saez. Son baja Laura Velasco, Rocío Diaz, Thiama Kamara o Jana Raman. Son bajas difíciles de cubrir pero hay novedades interesantes. Especialmente la valenciana Clara Ché además de dos jóvenes que vienen de Valencia Basket como la alero Laura Campos y la pívot Erika Michavila. A la espera de la recuperación de sus lesiones por parte de María González y Paula García completan el roster jóvenes como Paula Rodrigo y Celia Esteso. En resumen, plantilla muy joven, algo corta en la pintura pero con talento, ilusión y capacidad para crecer durante la temporada y asegurar un año más la permanencia en LF2.

 

SEGLE XXI.

El proyecto federativo vuelve a contar con muchas de las mejores jugadoras jóvenes españolas con una generación (2002-2003) con muchas jugadoras conocidas de selecciones españolas de formación. Así, vemos nombres de jugadoras de 2002 como Gisela Vázquez, Marta Blanco, Marta García, Mama Dembele y Marta Suárez que terminarán ciclo este año y otras de 2003 como Anna Prim, Paula Reus, Clara Gómez Marta Morales o Claudia Langarita sin olvidarnos de jugadoras en edad cadete pero de gran potencial como Marina Asensio y Elena Buenavida (04) y Ariadna Termis (05). En resumen una generación talentosa que debe coger experiencia en una liga como la LF2 y que lo hará de la mano de Isaac Pujol.

 

SPAR GRAN CANARIA.

Después de una temporada que quedó muy lejos de las expectativas del equipo, Spar Gran Canaria presenta un nuevo proyecto algo más ambicioso de cara a jugar la Fase de Ascenso. Tras una temporada prácticamente sin jugadoras nacionales llegan al equipo dos jugadoras con experiencia en la categoría como María España y Raquel Navarro quienes se unen a canteranas como Ariadna Alonso y Sara Castro, dos jugadoras que siguen igual que la exterior estadounidense Sparkle Taylor. Completan la nómina de seniors con la veterana balcánica Mirjana Beronja, con la base Hristina Marjanovic y con la pívot estadounidense Simone Goods. Completarán plantilla con dos de las mejores juniors que actualmente juegan en España como son la pívot de Mali Sika Kone, llamada a ser una de las mejores jugadoras de la liga o la escolta clave en la selección U16 Elena Rodríguez que debe ser muy importante en el equipo. Además otras como Adji Fall irán entrando en el roster de Samuel Sosa.

 

MAGEC TIAS CONTRA LA VIOLENCIA DE GENERO.

Como viene siendo habitual en las de Lanzarote, presentan una plantilla corta pero con jugadoras de calidad con las que el objetivo volverá a ser la permanencia. Nada más continúan la base Sara Duarte, la escolta Carla Medina y la pívot Yaiza García. Dejan el equipo jugadoras como Danielle Lawrence, Kate Letkewicz, Jessica Ogunnorin, Joana Ferreira o Raby Oliveira. Debe ser referente la veterana Regina Gómez mientras llega la joven Carolina Mateo o apuestas como la escolta polaca Jessica Duleba, la alero africana Tia Welejdi o la ala-pívot Gnere Alima Dembele, internacional con Mali en selecciones de formación. El encargado de tratar de lograr de nuevo la permanencia será el técnico Jesús García.

 

UCAM PRIMAFRÍO.

De nuevo con Víctor Verdú en el banquillo, el objetivo es estar más arriba que el año anterior y no pasar apuros para mantener la categoría. Para ello siguen en el equipo jugadoras como Vicky Robles, Rut Marín, Line Piechnik, Laura Fernández y Esther Aracil. Tienen bajas importantes como Ana Carlota Faussurier, Keira Robinson, Julia Melina y Sara Zaragoza. Las piensan cubrir con Carla Diaz Caro ex Distrito Olímpico, con María del Mar Fernández (UCAM Jairis), con la pívot Maryah Sydnor (ex RACA) y la exterior serbia Olga Stepanovic.

 

GRUPO HAFESA RACA GRANADA.

El equipo granadino es a priori uno de los que mejora de manera clara su plantilla y de los que puede pelear por la parte alta. Así, continuan jugadoras como Laura Arrojo, Conchi Cerqueira, Ainara España, Patricia Fernández, Marina Gea o Rebeca Rodríguez. Son baja Pilar Arrivi, Bea Cala, Marta Miscenko, Raquel Molina, Isabel Pastor o Maryah Sydnor. En principio los fichajes les dan un salto de calidad con la llegada de Carmen Mir, Andrea Alcántara (Estu), Mamen Blanco (Barça), Claudia Calvelo (Ensino) o la estadounidense Ladondra Johnson con muy buenos números en el ToPO finlandés.

 

ADVISORIA BOET MATARÓ.

Jordi Vizcaino tiene en sus manos un proyecto con muchas novedades en el que continúan Gina Camps, Laura Timoner y Olga Ruano y en el que dejan el equipo jugadoras como Judy Jones y Marta Claret. Las derrotas ante Segle XXI y Sant Adriá en Lliga Catalana LF2 hablan del mucho trabajo que hay por delante para acoplar a las nuevas. La alemana Alina Hartman está llamada a ser una de las novedades más importantes en una plantilla que incorpora a Marta Arbizu, Blanca García y Laura Arias (Cerdanyola) más jugadoras como Laura Arias, Marta Rueda, Clara Diaz o Nuria Checa. El objetivo será la permanencia.

 

CITYLIFT GEIEG UNIGIRONA.

Uno de los recien ascendidos es el filial de Spar Citylift Girona, equipo que ha formado una plantilla con buena parte de las jugadoras que lograron el ascenso y con varias jugadoras que saben lo que es debutar con el primer equipo.

Así, forman la plantilla dirigida por Joan Pau Torralba jugadoras como la capitana Vanesa González chicas que saben lo que es debutar con el primer equipo como Nuria Bagaria, Fatou Cisse, Aina Martín, Janina Pairo, Julia Soler o Laia Moya junto a otras como Alba Coma y Helena Condom. Fichan la escolta francesa Faustine Parra que viene a estudiar a la ciudad y la joven base Laura Méndez. El crecimiento de las jugadoras jóvenes como esta última y otras de gran futuro como Cissé, Moya y Soler es el principal objetivo.

 

UNICAJA MALAGA.

Las malagueñas son un recien ascendido diferente a lo habitual con una plantilla muy competitiva y que ya logró el ascenso con varias jugadoras de un nivel muy alto. Es el caso de jugadoras como Gema García, Conchi Satorre, Vero Matoso, Noelia Masiá o Angelique Robinson que continúan en el equipo. No sigue la retirada Marta García entre las claves del ascenso. Firman dos interiores con gran experiencia en LF2 como Linda Rubene y Bineta Ndoye y tienen jugadoras andaluzas como la veterana Lorena Liñán más otras como Claudia Alonso, Marta Ortega y Ana Jiménez.


          

Number of UK seniors taking antidepressants has more than doubled in the last 20 years - Malay Mail   

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Number of UK seniors taking antidepressants has more than doubled in the last 20 years  Malay Mail

          

Famille seniors : le nouveau dispositif de la SPA pour favoriser l'adoption d'un animal par un senior   

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HBS 2+2 Program for College Seniors: How to Get In   

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What comes to mind when you think of business these days? If it’s the stereotype of the grey flannel suit and traditional office environment, then Harvard Business School wants to have a word. To reach college seniors —particularly liberal arts students—HBS launched the 2+2 Program back in 2007. This deferred admissions program targets students who […]

          

OBAMA-NOMICS A COMPLETE FAILURE   

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TRILLION DOLLAR STIMULUS DID NOTHING!
Bob Clark



Unemployment Not Improving
Reverse Mortgage Foreclosures
Foreclosures Continue in Washington State at High Rates
Municipal Bonds at Risk?


For the month of December things weren’t quiet as bad as the awful November numbers in Washington State except for the fact that some 36,730 Washingtonians dropped out of the workforce and gave up trying to find a job. The U3 number (% collecting unemployment benefits) came in at 324,270 which was less than November because of a math detail. That detail centers on the number of people LEAVING the workforce (above). The U6 number or the number of folks unemployed including those in the U3 category was 599,195.

Things were gloom in King County: 8.4% collecting benefits or 92,170 that means that 186,534 people remain unemployed in the state’s largest county. In Snohomish County the U3 & U6 numbers were 9.8% or 37,220 and 64,565 totals. In Pierce County it added up to 9.2% or 36,620 and 67,667 folks out of work.

On the national scene the numbers at the end of the week ending 1/15 were not very encouraging. (Editor’s note: don’t believe the fools who write for the newspapers or report on the local TV outlets who report only the SEASONABLY ADJUSTED NUMBERS. These numbers MEAN NOTHING!). Going to the unadjusted numbers at this website we find the following: 550,594 people filed for FIRST TIME unemployment benefits for this week. Remarkably we now have 9,607,423 people collecting some sort of unemployment benefits nationwide according the US Department of Labor. If you calculate the U6 number or the total number of unemployed folks it comes in at 14,880,092! That is a lot of people who are unemployed. Several million other Americans have resorted to finding jobs that they are over qualified for and are simply doing what they can to survive.

Reverse Mortgages in the thousands up for foreclosure

If you are over 62 don’t believe these ads folks and see an attorney before signing any reverse mortgage contract. Fact is that even though the FHA is trying to help out seniors, the unfortunate truth is that literally hundreds of thousands of seniors who took our reverse mortgages are about to lose their homes as lenders are now going after those seniors who have not followed their contracts. That contract requires them to pay for a certain level of home insurance and PAY their property taxes. In addition, many of the reverse mortgage contracts have a clause that gives the home to the lender, no matter how much equity exists in the home.

HUD has already given approval to lenders to proceed to foreclosures on seniors with reverse mortgages in default and that is NOT good news! On top of that many real estate investors are already monitoring the public record to zero in on these foreclosures in order to make money on this terrible situation. Apparently this problem is particularly bad in California, Florida and Arizona.

The latest foreclosure numbers for the State of Washington are not good. Here is the map and you can take a look on a county by county basis. 40,874 homes have been foreclosed over the past 12 months and some 4,029 recent foreclosures on the market.

The Obama Administration has been very skilled at lying and doing everything it can to hide the worst recession in the history of the USA. Changing the subject on the left leaning MS/NBC, CNBC, CNN, CBS, NBC and ABC doesn’t put food on the table or pay the car and mortgage bills!
Fast Breaking News: State's want to go bankrupt, Do you own muni's? You might want to selectively review them and get out of those that your broker or research indicates are risky and uninsured, such as almost any municipality in the State of California or the State itself. For those of you who scoff at this suggestion you might want to recall the default here in Washington State of the Washington Public Power Supply System (WHOOPS!) that cost bond holders 2.25 Billion Dollars (that with a B)!
Right now institutional investors have unloaded more than 14 Billion dollars in Muni’s and are running for cover. A link to today’s NY Times piece about States that want to declare bankruptcy is above. By the way Washington State’s budget deficit is now estimated to be much more than $6 Billion dollars, and I would like to know where they intend to come up with that money.

          

Audit Senior--Real Estate, New York   

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NY-NEW YORK CITY, Job Description: Are you seeking a new opportunity that will enable you to develop your talent to become a future leader and ambassador of our profession? If so, we may have the answer! Mazars USA LLP is seeking high performing Audit Seniors who are as passionate about providing meaningful insight to businesses and individuals as they are about investing in their own professional growth. Our ambit

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